Health concerns in the United States are expensive. This hits home faster if you or a loved one is an elder facing long term care in a Nursing Home or other facility. The circumstances can quickly consume one's life savings and worth unless the correct legal handling is done timely.

Financial help for elders exists in both MEDICARE and MEDI CAL but gaining maximum benefit requires maximum knowledge and experience with these complex medico legal systems. The two health insurance programs are completely different: MEDICARE is a federal program; MEDI CAL is a state program.

Normally, MEDICARE eligibility begins at age 65. To qualify for Nursing Home assistance, the patient must meet a narrow set of requirements and even then, not all costs are covered. Long term care is not part of the MEDICARE benefits.

On the other hand, MEDI CAL is much broader in scope in terms of financial assistance and will pay most, if not all, of the cost of Nursing Home care, as long as you or the family member under care meets the qualifications for MEDI CAL benefits. But MEDI CAL law is an area of constant change, year by year. One must be kept up to date on it, must know where to look and how to find out what the changes are at all times.

Medi Cal Advisors has been successful in 100 per cent of its cases in getting MEDI CAL benefits for its clients. That is because we have expert knowledge and understanding of the laws governing this area and we are able to use our knowledge to ensure that each applicant for MEDI CAL benefits is successful. Our field record speaks for itself: We have never lost a case brought on behalf of someone aiming to qualify for MEDI CAL for long term care.

MEDI CAL PLANNING is the process of qualifying an individual to receive maximum government benefit for Nursing Home care, while still enabling the individual to protect and keep most, if not all of the assets he has accumulated over a lifetime. MEDI CAL PLANNING consists of converting non exempt assets into exempt assets. There are many different legal strategies to achieve this end. Each must be tailored to the situation confronting each individual. Such planning can include buying certain assets or annuities. It might include transferring ownership of some assets. At times court intervention might be sought to allow you to keep more assets than you apparently could by law.

You will find no better service in the field of Elder Law and Medi Cal planning than you will get from Medi Cal Advisors. We show passion and compassion in the execution of our duty to you and your family. You will get the best product you can get by enlisting us to protect your assets and maximize your Medi Cal benefits. Your cost will be lower as well, in some cases many times lower than other practitioners charge.

Did you know that the average stay in a nursing home for someone in need of elder care is 2 to 3 years? The average cost of this stay is minimally $40,000.00 per year. You need to prepare for this eventuality to protect your home and your assets.

Unfortunately, Estate and Medi-Cal Planning has become a complex legal issue. Incorrect information or poor advice can give a false sense of security, allowing the government and nursing home costs to wipe out a family's entire life savings and all their assets.

Medi-Cal will pay a significant portion, if not all, of the costs associated with nursing home care, but only under certain circumstances. Eligibility requirements can be confusing and are constantly changing.

Wills and trusts, including Living Trusts, do not guarantee the protection of a family's estate and can even make the situation worse than if they had done nothing. Nor is "Long Term Care" or private insurance all it's cracked up to be. And Medi-Care benefits are inadequate for nursing home care. You may needlessly spend tens of thousands of dollars before qualifying.

At Katouzi & Associates, we go out of our way to provide the finest service at affordable prices.

Our confidence in our services and expertise enables us to provide guarantee of results to Medi-Cal applicants.

Our experienced team of professionals are the very best in the business, and will look out for your best interests with integrity, competency and service excellence, making Medi-Cal eligibility as easy as possible.